When should I get a spouse to sign a guaranty?

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Nexsen Pruet
Published at : 06 Dec 2020
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In this video, Lisa Sumner, bankruptcy attorney with Nexsen Pruet, talks about when a lender should obtain a loan guaranty from a husband or wife.

The federal Equal Credit Opportunity Act, called ECOA for short, was enacted in the 1970s and is implemented by Regulation B. ECOA promotes fair lending practices by prohibiting creditors from discriminating in any aspect of a credit transaction on the basis of martial status or other personal characteristics including sex, race, age and national origin.
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