Only Idiots Use Debit Cards -- Why CREDIT IS BETTER*

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Jon
Published at : 18 Jan 2021
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Jon shares some financial advice as to why credit cards are (usually) better than their debit counterparts for four main reasons:

1) Credit is safer;
2) They build your credit history;
3) They're required for special purchases like car rentals, and
4) they earn you points and cash-back rewards.

* Obviously, this entire argument is based on the assumption that you maintain RESPONSIBLE spending habits! The high interest-rate credit cards only applies if you carry a balance month-over-month. If you pay it off before your next statement (so, at least 30 days more time than you'd get with a debit card) - you'll never 'pay extra'. Also, this discussion is mainly directed to Americans, aged 18 or older, where this advice applies most directly/accurately.

Also, anyone who doesn't agree or avoids this advice isn't actually an "idiot" - but it makes for a much cleaner and provocative title, so there you go (you clicked on it, didn't you?) Comments are permanently locked because no one ever bothers to read all of the above.

CBS Money Watch Article -- http://cbsn.ws/NNaG2f
10 Ways To Build Credit -- http://bit.ly/NeFKXl
Which Card To Get? -- http://www.creditcards.com/

~~ The World According To Jon ~~
Be informed and entertained as your host Jon showcases a recent event, story, or review and shares his opinionated and enlightened view of the world with you, by way of an unfiltered, and often brutally honest stream-of-consciousness. New videos uploaded every few days at 4pm Eastern.

Born in February 1986, Jonathan Paula is a professional YouTuber and creator of the hit web series, "Is It A Good Idea To Microwave This?". In April 2006 he founded Jogwheel Productions, a new media production company that specializes in web video. Jon graduated from Emerson College in 2008 with a degree in Television Production / Radio Broadcasting. He currently lives in Rockingham, NH with his wife Rebecca.

~~ Links ~~
Main Channel ----- http://bit.ly/Jogwheel
Twitter ---------------- http://bit.ly/JonTW
Facebook ----------- http://bit.ly/JonFBFan
Adventure Vlog --- http://bit.ly/JAVshow
Game Time -------- http://bit.ly/JPGTshow
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FAQ Video --------- http://bit.ly/JogFAQv
T-Shirts -------------- http://bit.ly/JogStore

~~ Technical ~~
Created by ------ Jonathan Paula
Camera ---------- Panasonic HMC-150
Microphone ----- Sennheiser ME 66
Software --------- Adobe Premiere Pro CS5
Computer ------- http://bit.ly/JAV010

• Jogwheel Productions © 2012 •
~
creditcarddebit

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