Notice of Adverse Credit Decisions and CRC Review

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Nexsen Pruet
Published at : 07 Dec 2020
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Christy Myatt, Nexsen Pruet attorney discusses notice of adverse credit decisions and CRC review.

An “adverse credit decision” is a credit decision where a Farm Credit Association decides not to make a loan to an applicant; approves a loan in an amount less than the applicant requested; or denies a DLR restructuring application. If there is an adverse credit decision, notice should be sent as quickly as possible, in writing, to all primary applicants or borrowers.

The adverse credit decision should set forth its reasons and include a statement that a review can be requested and set forth the review process, tor example, who to contact, submission of independent collateral evaluations, and the right to appear before a Credit Review Committee or CRC.
independent collateral evaluationsFarm Credit AssociationFarm credit

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