Are Authorized User Tradelines Dead??

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Jeff Sekinger
Published at : 16 Jan 2021
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Authorized user tradelines used to be the biggest hack in the game of credit...

Just in the past few months they have no longer been effecting credit scores. This is because FICO has put more emphasis on the activity of primary and authorized user accounts.

The way to get around this is to put activity on the authorized user accounts. Simply one transaction and payment a month with allow the account to start effecting your score again.

Remember credit is always changing. What is not changing is the principles behind credit. Make sure to continue building up your payment history on PRIMARY accounts. That means you must go and apply for your own credit and have activity on the accounts ideally each months but a minimum of once every 6 months.

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https://youtu.be/LcYoh_xSZHw

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